Terms of Service
These terms govern your use of Circular Guru's eCommerce calculators, tools, and educational content. Please read carefully before using our services.
Table of Contents
- 1. Acceptance of Terms
- 2. Description of Service
- 3. Educational Purpose Disclaimer
- 4. Calculator Usage Terms
- 5. Accuracy and Limitations
- 6. Business Decision Responsibility
- 7. User Responsibilities
- 8. Prohibited Uses
- 9. Intellectual Property Rights
- 10. Privacy and Data Protection
- 11. Disclaimers and Liability
- 12. Indemnification
- 13. Modifications and Updates
- 14. Contact Information
Important Legal Notice
By accessing or using Circular Guru's calculators and content, you agree to be bound by these Terms of Service. If you do not agree with any part of these terms, you may not use our services. These tools are for educational purposes only and do not constitute professional financial advice.
1 Acceptance of Terms
Welcome to Circular Guru. These Terms of Service ("Terms") constitute a legally binding agreement between you ("User," "you," or "your") and Circular Guru ("we," "us," or "our") regarding your use of our website, calculators, tools, and educational content.
By using our services, you acknowledge that:
- You have read, understood, and agree to be bound by these Terms
- You are at least 18 years old or have parental consent
- You have the legal capacity to enter into this agreement
- You will use our services in compliance with applicable laws
- You understand the educational nature of our content
If you are using our services on behalf of a business or organization, you represent that you have the authority to bind that entity to these Terms.
2 Description of Service
Circular Guru provides educational resources and interactive calculators designed to help eCommerce business owners understand profit margins, costs, and financial metrics.
| Service Category | Description | Purpose |
|---|---|---|
| Profit Margin Calculators | Interactive tools for calculating gross and net profit margins | Educational analysis of business profitability |
| Platform Comparison Tools | Fee comparison calculators for eCommerce platforms | Educational cost analysis and comparison |
| Educational Content | Blog posts, guides, and industry insights | Information and education about eCommerce profitability |
| Industry Benchmarks | Reference data for various eCommerce categories | Educational comparison and context |
3 Educational Purpose Disclaimer
Educational Content Only
All calculators, tools, and content provided by Circular Guru are for educational and informational purposes only. They are not intended to provide, and should not be relied upon for, professional financial, accounting, tax, legal, or business advice.
Important Limitations
- Not Professional Advice: Our tools and content do not constitute professional financial, accounting, or business consulting services
- General Information: Content is general in nature and may not apply to your specific situation
- Professional Consultation Required: You should consult qualified professionals for advice specific to your business
- No Guarantee of Results: Using our tools does not guarantee specific business outcomes or profitability
- Independent Verification: You should independently verify all calculations and information
Recommended Professional Consultation
We strongly recommend consulting with qualified accountants, financial advisors, tax professionals, and business consultants for decisions affecting your business finances, tax obligations, and strategic planning.
4 Calculator Usage Terms
Our interactive calculators are provided as educational tools to help users understand eCommerce financial concepts and perform basic calculations.
Proper Usage Guidelines
Acceptable Use:
- Educational exploration of profit margin concepts
- Basic calculations for understanding potential costs
- Comparative analysis between different scenarios
- Learning about eCommerce financial metrics
- Initial research and planning purposes
Prohibited Calculator Usage
- Making final business decisions based solely on calculator results
- Relying on calculations for tax reporting or compliance
- Using results for investor presentations without verification
- Automated or high-volume usage that affects service performance
- Attempting to reverse-engineer or copy calculator algorithms
Data Processing and Storage
Our calculators process data on the client-side (in your browser) for privacy and security. We do not store your specific financial data or calculation inputs on our servers.
5 Accuracy and Limitations
While we strive to provide accurate and up-to-date information, there are inherent limitations in any calculator or educational tool.
| Accuracy Factor | Limitation | Your Responsibility |
|---|---|---|
| Platform Fees | Third-party platforms may change fees without notice | Verify current fees directly with platforms |
| Tax Calculations | Tax laws vary by jurisdiction and change frequently | Consult tax professionals for accurate calculations |
| Industry Benchmarks | Benchmarks are estimates based on available data | Use as general reference, not absolute standards |
| Business Variables | Cannot account for all business-specific factors | Consider unique aspects of your business |
Verification Responsibility
You are responsible for verifying all calculations, fees, and information with authoritative sources before making business decisions. Our tools provide estimates and educational examples, not definitive business guidance.
6 Business Decision Responsibility
All business decisions remain solely your responsibility. Circular Guru provides educational tools and information but does not make recommendations for specific business actions.
Decision-Making Guidelines
- Independent Analysis: Conduct thorough independent analysis beyond our tools
- Professional Consultation: Seek qualified professional advice for significant decisions
- Risk Assessment: Evaluate risks and potential outcomes independently
- Due Diligence: Perform complete due diligence on all business opportunities
- Regulatory Compliance: Ensure compliance with all applicable laws and regulations
No Business Recommendations
We do not provide specific business recommendations, investment advice, or strategic guidance. Any apparent recommendations in our content are educational examples only and should not be construed as advice for your specific situation.
7 User Responsibilities
As a user of Circular Guru's services, you have specific responsibilities to ensure proper and legal use of our platform.
Your Responsibilities Include:
- Accurate Input Data: Providing accurate data when using calculators
- Lawful Use: Using our services in compliance with applicable laws
- Account Security: Maintaining the security of any account credentials
- Respectful Conduct: Interacting respectfully with our platform and other users
- Intellectual Property Respect: Respecting our intellectual property rights
- Terms Compliance: Following all terms and conditions outlined herein
Data Accuracy Responsibility
The accuracy of calculator results depends entirely on the accuracy of the data you input. You are responsible for:
- Entering correct product costs, prices, and business metrics
- Updating calculations when your business circumstances change
- Verifying all inputs before relying on any results
- Understanding the limitations of simplified calculation models
8 Prohibited Uses
To maintain the integrity and availability of our services, certain uses are strictly prohibited.
Strictly Prohibited Activities
- Automated scraping, crawling, or data harvesting
- Attempting to reverse engineer or copy our calculators
- Using our tools for illegal or fraudulent activities
- Overloading our systems with excessive requests
- Redistributing our content without permission
- Creating derivative works based on our intellectual property
- Using our services to compete directly with us
- Violating any applicable laws or regulations
Commercial Use Restrictions
Our tools are designed for individual business use. Commercial redistribution, white-labeling, or reselling of our services is prohibited without express written permission.
Enforcement Actions
Violation of these prohibited uses may result in immediate termination of access, legal action, and claims for damages.
9 Intellectual Property Rights
All content, calculators, algorithms, designs, and materials on Circular Guru are protected by intellectual property laws.
Our Rights
Circular Guru owns or has licensed rights to:
- Calculator algorithms and logic
- Website design and user interface
- Written content, blog posts, and educational materials
- Branding, logos, and trademarks
- Database structures and benchmark data
- Software code and technical implementations
Your Limited License
We grant you a limited, non-exclusive, non-transferable license to:
- Use our calculators for your personal or business educational purposes
- Access and read our content for informational purposes
- Print content for personal reference (not distribution)
Restrictions on Use
You may not reproduce, distribute, modify, create derivative works, publicly display, or commercially exploit any of our intellectual property without explicit written permission.
10 Privacy and Data Protection
Your privacy is important to us. Our data handling practices are detailed in our Privacy Policy, which is incorporated into these Terms by reference.
Key Privacy Principles
- Calculator data is processed locally in your browser
- We do not store your specific financial calculations
- Analytics data is anonymized and aggregated
- We comply with applicable privacy regulations
- You have control over your personal information
For complete details about our privacy practices, data collection, and your rights, please review our Privacy Policy.
11 Disclaimers and Liability
Service Provided "As Is"
Circular Guru's services are provided "as is" and "as available" without warranties of any kind, either express or implied. We disclaim all warranties, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement.
Limitation of Liability
To the maximum extent permitted by law, Circular Guru and its affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to:
- Loss of profits or revenue
- Business interruption or opportunity costs
- Data loss or corruption
- Investment or business decision losses
- Third-party claims or damages
Maximum Liability Cap
In no event shall our total liability exceed the amount paid by you for our services in the 12 months preceding the claim, or $100, whichever is greater.
Third-Party Information Disclaimer
We may reference third-party platforms, services, or information. We are not responsible for the accuracy, availability, or policies of third-party services, and any reliance on third-party information is at your own risk.
12 Indemnification
You agree to indemnify, defend, and hold harmless Circular Guru, its officers, directors, employees, and agents from and against any claims, damages, losses, liabilities, costs, and expenses arising from:
- Your use or misuse of our services
- Your violation of these Terms of Service
- Your violation of any applicable laws or regulations
- Business decisions made based on our educational content
- Any content you submit or transmit through our services
- Your infringement of any intellectual property rights
This indemnification obligation survives termination of these Terms and your use of our services.
13 Modifications and Updates
We reserve the right to modify these Terms of Service at any time. Changes will be effective immediately upon posting to our website.
Notification of Changes
- Material Changes: Significant changes will be highlighted and dated
- Regular Review: We recommend reviewing these terms periodically
- Continued Use: Your continued use constitutes acceptance of modified terms
- Disagreement: If you disagree with changes, you must stop using our services
Version History
Current Version: 2.0 (January 15, 2025)
Previous Version: 1.0 (June 1, 2024)
Major Changes: Enhanced educational disclaimers, expanded calculator usage terms, updated privacy references
Service Modifications
We may also modify, suspend, or discontinue any aspect of our services at any time, with or without notice, though we will make reasonable efforts to provide advance notice of significant changes.
14 Contact Information
If you have questions about these Terms of Service or need to contact us regarding legal matters, please use the following information:
Business Address
Circular Guru LLC
Digital Services Division
For legal correspondence
Important Legal Information:
- Governing Law: These Terms are governed by the laws of [Jurisdiction]
- Dispute Resolution: Disputes will be resolved through binding arbitration
- Severability: Invalid provisions do not affect the validity of remaining terms
- Entire Agreement: These Terms constitute the entire agreement between us
Thank You for Using Circular Guru
We're committed to providing valuable educational resources for eCommerce professionals while maintaining the highest standards of legal and ethical compliance.
Return to Homepage