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Payment Gateway Settlement Analyzer

Track, reconcile, and analyze payment settlements in real-time. Automate reconciliation, monitor settlement cycles, and gain complete visibility into your payment operations.

0%
Match Accuracy
0+
Transactions Daily
0s
Average Processing
0+
Gateway Support

Comprehensive Settlement Management

Everything you need to track, manage, and optimize your payment gateway settlements in one powerful platform

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Real-Time Settlement Tracking

Monitor settlements as they happen with live updates on authorization, clearing, and fund transfer stages. Track T+1, T+2, and T+3 settlement cycles effortlessly.

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Automated Reconciliation

Automatically match gateway reports with bank statements. Identify discrepancies, missing transactions, and amount variations in seconds.

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Advanced Analytics

Gain insights with detailed reports on settlement performance, gateway comparison, fee analysis, and transaction trends across multiple dimensions.

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Smart Alerts & Notifications

Get instant notifications for delayed settlements, failed transactions, chargebacks, and reconciliation exceptions via email, SMS, and dashboard.

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Multi-Gateway Support

Unified platform for Razorpay, Stripe, PayU, Paytm, Instamojo, CCAvenue, and 10+ other payment gateways. Consolidate all settlements in one place.

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Chargeback Management

Track chargebacks, monitor dispute rates, analyze reasons, and manage resolution workflows with comprehensive chargeback analytics.

Complete Settlement Dashboard

Access all features from one intuitive interface

Total Settlement Amount

₹0
↑ +15.8% from last month

Pending Settlements

0
T+2 cycle in progress

Success Rate

0%
↑ +1.4% this week

Average Settlement Time

2.1 days
T+2 to T+3 cycle

Recent Settlement Activity

Settlement Cycle Distribution

T+1 Settlements (Instant) 18%
18%
T+2 Settlements (Standard) 67%
67%
T+3 Settlements (Extended) 15%
15%

Active Alerts & Notifications

Add New Settlement

Settlement Transaction Records

Transaction ID Customer Amount Gateway Cycle Date Status Actions

Automated Reconciliation Dashboard

Match payment gateway settlements with bank statements and identify discrepancies automatically

Upload Files for Reconciliation

Unmatched Transactions - Action Required

Transaction ID Gateway Amount Bank Amount Difference Reason Priority Action

Gateway Performance Analytics

Comprehensive analysis of settlement performance across all payment gateways

Payment Gateway Transaction Count Total Amount Success Rate Avg Settlement Time Total Fees

Fee Breakdown Analysis

Fee Type Amount Percentage

Chargeback Summary

Generate Custom Settlement Reports

Create detailed reports with customizable parameters and automated scheduling

Recent Generated Reports

Report Name Generated On Period Covered Format File Size Download

Frequently Asked Questions

Find answers to common questions about our Payment Gateway Settlement Analyzer

What is Payment Gateway Settlement and how does it work? ▼
Payment gateway settlement is the process where funds from customer transactions are transferred from the payment gateway to your merchant account. It typically involves authorization, clearing, and settlement stages. Our analyzer tracks each stage in real-time, providing complete visibility into the settlement lifecycle with T+1, T+2, and T+3 cycle monitoring.
How does automated reconciliation save time? ▼
Our automated reconciliation engine matches thousands of transactions in seconds by comparing gateway reports with bank statements. It identifies missing transactions, amount discrepancies, and fee variations automatically, reducing manual reconciliation time from hours to minutes. The system achieves 99.8% match accuracy and flags only exceptions that require human attention.
Which payment gateways are supported? ▼
We support 15+ payment gateways including Razorpay, Stripe, PayU, Paytm, Instamojo, CCAvenue, PayPal, PhonePe, Google Pay Business, and more. You can manage settlements from all gateways in a single unified dashboard. We continuously add support for new payment providers based on customer demand.
What types of reports can I generate? ▼
You can generate comprehensive settlement summaries, gateway performance comparisons, detailed reconciliation reports, fee analysis, chargeback reports, transaction detail reports, and monthly financial statements. Reports are available in PDF, Excel, CSV, and JSON formats and can be scheduled for automatic generation and email delivery.
How secure is my financial data? ▼
We employ bank-grade security with 256-bit SSL encryption, role-based access control, complete audit trails, and PCI-DSS compliance. Your data is stored in encrypted databases with regular backups. We never store sensitive payment credentials and use secure API connections for all gateway integrations.
Can I track chargebacks and disputes? ▼
Yes! Our platform includes comprehensive chargeback management with real-time tracking, reason analysis, resolution workflow management, and performance metrics. You can monitor dispute rates, track resolution timelines, and analyze chargeback patterns to reduce future occurrences.
Is this tool completely free to use? ▼
Yes! This Payment Gateway Settlement Analyzer is completely free to use with full access to all features including real-time tracking, automated reconciliation, analytics, reports, and multi-gateway support. No registration, subscription, or payment required.
How do I get started? ▼
Getting started is simple! Just navigate to the Dashboard tab above and start adding your settlement data. You can manually enter transactions, upload historical data, or connect your payment gateway APIs. All features are immediately accessible without any setup or registration process.